Free for first home buyers

The First Home Buyer Playbook

Everything between "we should buy" and "here are your keys", written for Victorian buyers in plain English. Read it on screen or print it.

What's inside

1. 1How much you really need. Deposit, buying costs and the buffer nobody mentions.
2. 2Grants, concessions and schemes. Stamp duty exemptions, the grant, the 5% Deposit Scheme and Help to Buy.
3. 3Getting pre-approved. What it is, why you want it before you bid, and what lenders look at.
4. 4Inspections, auctions and offers. The Section 32, building reports, bidding and cooling-off rules.
5. 5Contract to keys. Formal approval, valuation, final inspection and settlement day.