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About us

Home loans should leave you smiling.

Our logo says it: a roof over your head, and a smile underneath. We're a Melbourne mortgage broker for first homes, family homes, investments and business.

Chocolate Home Loans logo

Our story

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Who started Chocolate Home Loans, why, and who they help. A few honest sentences in the broker's own words. Don't invent history, years in business or client numbers.

Who you'll talk to

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Name, photo, a short bio, languages spoken, and their credit representative number.

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Remove this block if it's a one-person business.

How we work

  • Say it plainly

    No jargon, no fine print surprises. If we can't explain a loan simply, it's the wrong loan.

  • Show the numbers

    Our tools show every assumption, and our recommendations show their reasons.

  • Stay for the long run

    A home loan lasts decades. We'd rather check in each year than disappear at settlement.

Licensing

Chocolate Home Loans is Credit Representative [credit rep number] of [licensee name], Australian Credit Licence [ACL number].

We're supported by our aggregator, LMG, which gives us access to a panel of lenders and to training and compliance support.

Let's find a loan that makes you smile.

A 20-minute chat, with no obligation. Tell us how you'd like to be contacted and we'll take it from there.

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