Upsizing and moving
More room for the family, without the stress.
Buying and selling at the same time is a juggle. We help you work out what you can afford, use the equity you've built and time it so you're not paying two mortgages for long.
How does a broker help when you upsize?
Using your equity
How much of your current home's value you can put towards the next one.
Buy first or sell first
Bridging finance, settlement timing and the trade-offs of each approach.
A loan that fits family life
Offset accounts, redraw and repayments that leave room for school fees and holidays.
Porting or switching
Whether to take your current loan with you or use the move to get a better one.
Free tools
Start with the numbers
Answers straight away, with the assumptions shown. No sign-up, no phone number.
How much could I borrow?
A realistic range from your income, expenses and debts, the way lenders test it.
Borrowing power calculator
What would my repayments be?
Weekly, fortnightly or monthly repayments, and how much of it is interest.
Repayments calculator
How much stamp duty will I pay?
Transfer duty for every state and territory, with first home buyer savings.
Stamp duty calculator
Your document checklist
The exact documents lenders will ask for, for your situation. Get it together once and the application moves faster.
Questions we hear a lot
What does it cost to use a mortgage broker?
Most mortgage brokers in Australia are paid a commission by the lender when your loan settles, rather than charging you. Our Credit Guide sets out exactly how we're paid and any fee that could apply, and if a fee ever applies to you we'll tell you in writing before we start.
Do you just recommend the lender that pays you most?
No. Australian law requires mortgage brokers to act in your best interests and to put your interests first when there's a conflict. We have to be able to show why the loan we recommend suits you, and we'll explain it in plain English.
How long does it take?
A first chat takes about 20 minutes. Once we have your documents, a pre-approval usually takes a few days to two weeks depending on the lender, and settlement follows your contract date.
Let's find a loan that makes you smile.
A 20-minute chat, with no obligation. Tell us how you'd like to be contacted and we'll take it from there.