Stamp duty calculator
How much stamp duty will I pay?
Transfer duty (stamp duty) is usually the biggest upfront cost after your deposit. First home buyers in Victoria pay none on homes up to $600,000.
Estimated stamp duty in VIC
$11,357
First home buyer concession: duty is reduced on a sliding scale between $600,000 and $750,000.
- You save compared with general rates
- $22,713
- Duty at general rates
- $34,070
- As a share of the price
- 1.75%
Grants: $10,000 First Home Owner Grant for new homes valued up to $750,000. Eligibility rules apply.
How we worked this out
- Rates and thresholds for Victoria as published by its revenue office (source). Duty is charged per $100 or part, so the real figure can differ by a few dollars.
- First home buyer exemptions and concessions have conditions: usually living in the home within 12 months for at least 12 months, and neither buyer having owned property before.
- For land, some states apply thresholds to the land value only. For off-the-plan purchases duty may be lower; ask us.
- Victoria's first home buyer sliding scale between $600,000 and $750,000, and the NSW concession between $800,000 and $1 million, are estimated from the published phase-out ranges.
- Foreign purchaser surcharges, land tax and the ACT's eligibility rules aren't included. Registration and mortgage fees are extra.
Figures checked 28 September 2026. Rules and rates change.
General information only, not credit assistance. This is an estimate based on the assumptions shown. It doesn't consider your objectives, financial situation or needs, and it isn't an offer or approval of credit. Lenders assess every application on its own terms. Read our Credit Guide and talk to a broker before you decide.
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