Property investors
Build a portfolio on a solid structure.
The loan behind an investment matters as much as the property. We help you borrow what you need now and keep room to buy the next one.
What does a broker look at for investors?
Borrowing across your portfolio
How lenders count rental income and existing debts, and which ones suit investors.
Using equity
Releasing equity from your home or other properties without tying everything together.
Loan structure
Interest-only or principal and interest, split loans and offsets, to discuss with your accountant.
Trusts and companies
Lending to trusts and companies when that's how your accountant has set you up.
Free tools
Start with the numbers
Answers straight away, with the assumptions shown. No sign-up, no phone number.
How much could I borrow?
A realistic range from your income, expenses and debts, the way lenders test it.
Borrowing power calculator
What would my repayments be?
Weekly, fortnightly or monthly repayments, and how much of it is interest.
Repayments calculator
How much stamp duty will I pay?
Transfer duty for every state and territory, with first home buyer savings.
Stamp duty calculator
Investor document checklist
Everything lenders ask investors for, including rental and portfolio documents.
Questions we hear a lot
Do you just recommend the lender that pays you most?
No. Australian law requires mortgage brokers to act in your best interests and to put your interests first when there's a conflict. We have to be able to show why the loan we recommend suits you, and we'll explain it in plain English.
Which lenders do you work with?
We compare home loans from a panel of banks and non-bank lenders available through our aggregator, LMG. We'll show you the options that fit, not just one.
What does it cost to use a mortgage broker?
Most mortgage brokers in Australia are paid a commission by the lender when your loan settles, rather than charging you. Our Credit Guide sets out exactly how we're paid and any fee that could apply, and if a fee ever applies to you we'll tell you in writing before we start.
Let's find a loan that makes you smile.
A 20-minute chat, with no obligation. Tell us how you'd like to be contacted and we'll take it from there.